Found your dream vehicle or ready to expand your business? Our Finance Team are here to help. From weekly to monthly payments, they can tailor flexible and transparent finance solutions that fit your budget, lifestyle or business needs. Our team will always offer insurance products designed to protect you, such as Payment Protection Insurance, GAP Insurance, Mechanical Breakdown Warranties and Vehicle Insurance. On hand will be the terms and conditions so you can make an informed choice whether to add these to your loan.
Credit Agreement*
A Credit Agreement is one of the simplest and most popular ways to own your business vehicle(s).
Key benefits:
-
Fixed interest rate
-
Tax benefits for GST registered businesses
-
Security interest over your vehicle only
-
Tailor your payments to suit your cashflow
*Finance is subject to our lending & credit criteria being met. When considering this option, we recommend that you seek independent financial/legal advice.
Business Lease*
Perfect for businesses who want regular upgrades. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest model. Residual value applies.
Key benefits:
-
Selected vehicles only
-
Unlimited kilometre allowance
-
Tax benefits for GST registered businesses
-
Agreed payment term (e.g. 37 months, 45 months)
*Leasing is subject to our lending & credit criteria being met. When considering this option, we recommend that you seek independent financial/legal advice.
Operating Lease *
Tailored solutions to drive your business forward. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest model.
Key benefits:
-
Selected new vehicles only
-
Maintained options or non-maintained
-
Agreed payment term (e.g. 36 months, 45 months)
-
Choose your preferred kilometre limit
-
Tax benefits for GST registered businesses
* Leasing is subject to our lending & credit criteria being met. When considering this option, we recommend that you seek independent financial/legal advice.
When considering the above finance & leasing options, we recommend that you seek independent financial/legal advice based on your individual circumstances.
See our latest finance offers.
Talk to our finance team.
Our team can help with options that suit you and can adjust your payment plan until you’re happy with your repayment estimate (subject to lending criteria)
Responsible Lending.
As part of the Responsible Lending Guidelines under the CCCFA, all finance applications are subject to credit, income and identity checks. With finance, no one size fits all, so it’s very important that our lenders have as much information about you as possible. We have various first tier lenders we use who all comply under the Act and Responsible Lending Code. We take our responsibilities under the amendment very seriously and we’ll be fully transparent in the information given presenting your lending quote. These include:
Interest rate and whether this is fixed or variable
Documentation fee – an upfront fee set by the finance company
Any monthly account keeping fees the lender may charge
The cost of interest and the final amount that will be paid back over the term of borrowing
Range of lenders to suit your needs.
Explore your Finance Options.
To find out more about your available finance options, our lending criteria or for our latest finance offers, fill out the form below and one of our team will get back to you.