Tailored Finance Solutions.

Found your dream vehicle or ready to expand your business? Our Finance Team are here to help. From weekly to monthly payments, they can tailor flexible and transparent finance solutions that fit your budget, lifestyle or business needs. Our team will always offer insurance products designed to protect you, such as Payment Protection Insurance, GAP Insurance, Mechanical Breakdown Warranties and Vehicle Insurance. On hand will be the terms and conditions so you can make an informed choice whether to add these to your loan.

Credit Agreement.

A Credit Agreement is one of the simplest and most popular ways to finance a new or used vehicle. A Credit Agreement enables you to place a deposit towards the contract, either as cash or by using the equity in your current vehicle as a trade-in.

Flexible terms are available including the option to have a balloon amount (larger final payment) built into your contract, giving you the ability to tailor the repayments to best suit your budget, as well as your vehicle trading cycle.

Business or Lease Agreement.

The advantage of a Personal or Business Lease is that it enables you to structure the contract by selecting a term and by agreeing a suitable residual value with us (residual value risk is carried by you). This allows you to tailor your monthly payments to suit your budget.

Since the payments are fixed and known in advance, you have firm control over your vehicle budget. After the lease period is over, the vehicle is returned to the Finance Company. You then have the option to take out a new lease and upgrade your vehicle to the latest model.

For GST registered businesses only.

Operating Lease

This type of finance offers both Fully Maintained and Non-Maintained Operating Lease options on new and selected demonstrator vehicles. An Operating Lease can best be described as a long-term rental arrangement based on a term and specified kilometre allowance.

An Operating Lease allows you to easily budget your vehicle expenses, and your monthly rentals are fixed over the term of the lease. The Fully Maintained option makes forward planning a lot easier for you, as the monthly rentals include scheduled servicing, annual registrations, warrants of fitness, with options to include replacement tyres and puncture repairs.

The Non-Maintained option allows you to take care of the service and maintenance costs as and when they occur, rather than having them included in your monthly rental.

Under an Operating Lease the vehicle is treated as an off-balance sheet expense which frees up your working capital. After the lease period is over, the vehicle is returned to the Finance company.  You then have the option to take out a new lease and upgrade your vehicle to the latest model.

When considering the above finance & leasing options, we recommend that you seek independent financial/legal advice based on your individual circumstances.

Talk to our finance team.

Our team can help with options that suit you and can adjust your payment plan until you’re happy with your repayment estimate (subject to lending criteria’s)

Kelsie Bidois

Audi, VW & Skoda Business Manager

0274153745

Caleb Bailey

Subaru, Jeep, Ram - Business Manager

075786017

Ana Craig

Nissan Business Manager

07 578 6017

Responsible Lending.

As part of the Responsible Lending Guidelines under the CCCFA, all finance applications are subject to credit, income and identity checks. With finance, no one size fits all, so it’s very important that our lenders have as much information about you as possible. We have various first tier lenders we use who all comply under the Act and Responsible Lending Code. We take our responsibilities under the amendment very seriously and we’ll be fully transparent in the information given presenting your lending quote. These include:

Interest rate and whether this is fixed or variable
Documentation fee – an upfront fee set by the finance company
Any monthly account keeping fees the lender may charge
The cost of interest and the final amount that will be paid back over the term of borrowing

Range of lenders to suit your needs.

Explore your Finance Options.

To find out more about your available finance options, our lending criteria or for our latest finance offers, fill out the form below and one of our team will get back to you.

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