Tailored Financial Solutions

Found your dream vehicle or ready to expand your business? Our Finance Team are here to help. From weekly to monthly payments, they can tailor flexible and transparent finance solutions that fit your budget, lifestyle or business needs.

Our team will always offer insurance products designed to protect you, such as Payment Protection Insurance, GAP Insurance, Mechanical Breakdown Warranties and Vehicle Insurance. On hand will be the terms and conditions so you can make an informed choice whether to add these to your loan.

Range of lenders to suit your needs.

Personal Finance

Whether you’re looking to own or lease, we can help you find a personal finance solution that fits your needs, budget, and lifestyle. There’s a finance solution for everyone. We’re here to help you choose the best option.

Credit Agreement*

A Credit Agreement is one of the simplest and most popular ways to own your vehicle.

Key benefits:

  • Fixed interest rate
  • Agreed payment term (e.g 24 months, 36 months)
  • Security interest over your vehicle only

*Finance is subject to our lending & credit criteria being met including, after we make inquiry, whether the finance would meet your requirements and objectives, you can make payments and that any guarantor can comply with a guarantee, without suffering hardship. When considering this option, we recommend that you seek independent financial/legal advice.

Guaranteed Future Value

Guaranteed Future Value (GFV) is a finance option that gives buyers the assurance of a fixed vehicle value at the end of a finance term, usually after a set number of years.

Our Brands with Guaranteed Future Value:

  • GWM (select models)

*Guaranteed Future Value varies for each brand. Find T&Cs on each brand website our how Guaranteed Future Value works for them, or contact our Finance team to learn more.

Business Finance

We offer products designed to give you peace of mind to concentrate on what’s really important – your business. Whether you’re a sole trader or large company, owning or leasing your business vehicle, our team can help tailor a finance package to suit your business needs.

Credit Agreement*

A Credit Agreement is one of the simplest and most popular ways to own your business vehicle(s).

Key benefits:

  • Fixed interest rate
  • Tax benefits for GST registered businesses
  • Security interest over your vehicle only
  • Tailor your payments to suit your cashflow
*Finance is subject to our lending & credit criteria being met. When considering this option, we recommend that you seek independent financial/legal advice.

Business Lease*

Perfect for businesses who want regular upgrades. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest model. Residual value applies.

Key benefits:

  • Tax benefits for GST registered businesses
  • Agreed payment term (e.g. 37 months, 45 months)
  • Selected vehicles only
  • Unlimited kilometre allowance
*Leasing is subject to our lending & credit criteria being met. When considering this option, we recommend that you seek independent financial/legal advice.

Operating Lease*

Tailored solutions to drive your business forward. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest model.

Key benefits:

  • Selected new vehicles only
  • Maintained options or non-maintained
  • Agreed payment term (e.g. 36 months, 45 months)
  • Choose your preferred kilometre limit
  • Tax benefits for GST registered businesses
* Leasing is subject to our lending & credit criteria being met. When considering this option, we recommend that you seek independent financial/legal advice.

When considering the above finance & leasing options, we recommend that you seek independent financial/legal advice based on your individual circumstances.

Finance Calculator

Working out what fits your budget? Use our simple finance calculator to estimate your repayments and see what works for you. Just enter the loan amount, term, and interest rate to get started. Whether you're just browsing or ready to apply, this tool helps you plan with confidence.

What's next?

Have questions or ready to take the next step? Our team’s here to help. Whether you want to talk through finance options or apply online, we’ll make the process straightforward.

Current Finance Deals

Responsible Lending

As part of the Responsible Lending Guidelines under the CCCFA, all finance applications are subject to credit, income and identity checks. With finance, no one size fits all, so it’s very important that our lenders have as much information about you as possible. We have various first tier lenders we use who all comply under the Act and Responsible Lending Code. We take our responsibilities under the amendment very seriously and we’ll be fully transparent in the information given presenting your lending quote. These include:

  • Interest rate and whether this is fixed or variable
  • Documentation fee – an upfront fee set by the finance company
  • Any monthly account keeping fees the lender may charge
  • The cost of interest and the final amount that will be paid back over the term of borrowing

Whether you're searching for your next vehicle or it’s time for a service, Farmer Autovillage makes it easy. Our friendly team is here to support you at every stage — from test drives to trade-ins, servicing to accessories.

Book a Test Drive

"*" indicates required fields

This field is hidden when viewing the form

Say hello!

"*" indicates required fields

This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
Preferred Contact method*
This field is hidden when viewing the form
Phone
07 578 6017

Finance Calculator

Terms & Conditions

Our finance calculator uses UDC’s fees and rates. Fees and rates are subject to change without notice.  Responsible lending criteria, fees, terms and conditions apply.

The repayments have been calculated at the interest rate and loan term stated, and are based on the interest rate being constant for the entire loan term. Changes to interest rates and/or the repayment amounts will change this.

The annual interest rate available to you will depend on your personal circumstances, taking into account your income, financial commitments and credit history (and may be either higher or lower than the estimated rate).

This calculator is a tool to estimate repayments and the total loan cost only and is not an offer of finance - responsible lending criteria, terms, conditions and fees apply.  By submitted this form you are accepting our privacy policy.

To better understand the rate that you qualify for, get in touch with one of our local Farmer Autovillage Business Managers.