Tailored Finance Solutions.

Found your dream vehicle or ready to expand your business? Our Finance Team are here to help. They can tailor flexible and transparent finance solutions that fit your budget, lifestyle or business needs. Our team will always offer insurance products designed to protect you, such as Payment Protection Insurance, GAP Insurance, Mechanical Breakdown Warranties and Vehicle Insurance. On hand will be the terms and conditions so you can make an informed choice whether to add these to your loan.

Credit Agreement.

A Credit Agreement is one of the simplest and most popular ways to finance a new or used car. A Credit Agreement enables you to place a deposit towards the contract, either as cash or by using equity in your current vehicle as a trade-in. Flexible terms are available including the option to have a balloon amount (larger final payment) built into your contract, giving you the ability to tailor the repayments to best suit your budget, as well as your vehicle trading cycle.

Lease Agreement.

A Personal or Business Lease enables you to structure the finance contract by selecting a term and by agreeing a suitable residual value. The residual value risk is carried by you and this allows you to tailor your monthly payments to suit your budget. Since the payments are fixed and known in advance, you have firm control over your vehicle budget. After the lease period is over, the vehicle is returned to the Finance company. You then have the option to take out a new lease and upgrade your vehicle to the latest model.

GST Registered Businesses.

Ask about our flexible leasing plans for business users. These offer possible tax benefits while improving cash flow.

Responsible Lending.

As part of the Responsible Lending Guidelines under the CCCFA, all finance applications are subject to credit, income and identity checks. With finance, no one size fits all, so it’s very important that our lenders have as much information about you as possible. We have various first tier lenders we use who all comply under the Act and Responsible Lending Code. We take our responsibilities under the amendment very seriously and we’ll be fully transparent in the information given presenting your lending quote. These include:

Interest rate and whether this is fixed or variable
Documentation fee – an upfront fee set by the finance company
Any monthly account keeping fees the lender may charge
The cost of interest and the final amount that will be paid back over the term of borrowing

Range of Lenders to Suit Your Needs.

Ask our team.

To find out more about your avialable finance options, our lending criteria or for our latest finance offers, fill out the form below and one of our team will get back to you.

    By submitting this form you are accepting our Privacy Policy. You can read our privacy policy here.

    Our Locations

    Farmer Autovillage

    116 Hewletts Road, Mount Maunganui, Tauranga

    Farmer Motorhome Centre

    19 Hewletts Road, Mount Maunganui, Tauranga

    Farmer Autovillage Coromandel

    6 Abrahamson Drive, Whitianga

    07 866 4134